Teacher reading a educational book to her female student, having a good time in class learning.

Preparing Children in Low-Income Families for School

The Head Start program (for children ages 3-5) and Early Head Start program (for pregnant women, infants and toddlers) promote school readiness for children in low-income families by providing comprehensive educational, health, nutritional, and social services. Parents play a large role in the programs, both as primary educators of their children and as participants in administering the programs locally. Both programs provide pre-literacy and literacy experiences in a multicultural environment. Parents are also provided social services, including assistance with child care. Services are also available to migrant and seasonal farm worker families.

Program Eligibility

Our comprehensive Head Start Program Policy covers general and professional liability, property, auto, crime and umbrella. Provider services are exclusively through the Head Start and Early Head Start programs.

Submission Requirements

  • Brochure or Website
  • Application (ISA will work off another carrier's application or our own)
  • 5 years currently valued company loss runs with expiring premiums
  • ACORDs or Coverage Requirements
  • Audited Financials or 1120 Income Tax Returns (if For-Profit)
  • Drivers list

Additional Requirements for Start-Ups:

  • Financials or Pro-Forma Statement
  • Resume for Executive Director (showing 3-5 years experience)


Required Applications:

  • General Application
  • Statement of Values

Package Supplements: Please complete the appropriate supplement below and include the Sexual Abuse Supplement

  • Supplemental Application Head Start Agencies
  • Non-Owned Auto
  • Sexual Abuse Supplement

Risk Management, Discount Partner Services & Training

Our Risk Management professionals have personal experience in the social service field. With a rare combination of knowledge and understanding, these professionals offer solutions that are creative, comprehensive, realistic and above all, successful. Some of the topics we focus on include Consultation Services, Consumer & Employee Safety, Management Issues, Workshops/Seminars, Workforce Issues, and affordable Background Checks.

MBA’s Involvement in the Social Service Field

Our day-to-day involvement with the current issues of the field and analysis of program trends has allowed us to be proactive and responsive to the evolving needs of the Social Services field.  We continually work to reinvent our industry and to create new and innovative products that meet the ever-changing needs of Social Service Providers.